According to Urban Institute, in their May 24, 2017 article, "Housing Finance at a Glance: A Monthly Chartbook, May 2017, first lien originations jumped in 2016 to $2.1 trillion, the highest point since 2012. Originators are at capacity based on the report, which oddly enough, is driving profits lower. The chart shared by the Urban Institute in their report regarding OPUC, values declined steadily from July 2016, of $3.21 per $100, to April 2017's, $2.29. The market is watchi