FIRST TIME HOME BUYER
VA Loan: Qualified Veterans can be financed for 100% of the purchase price
FHA Loan: As little as 3.5% down payment with no income limit
USDA/Rural Development Loan: Up to 100% of the Purchase price *certain property and income restrictions do apply
Montana Board of Housing Loan: Minimal down payment *certain income restrictions do apply
COMPETITIVE RATE SHOPPERS
Always competitive Rates and Fees
Great Rates for Great borrowers. As a Mortgage broker we are constantly shopping the wholesale market for aggressive rate pricing
Conventional loans for conventional borrowers
Put money in your hands today: A cash-out refinance can give you a large amount of money to invest or use for vacations, college, home improvements, or anything else you've been dreaming of all your life. Use that equity for a better life!
Put money in your hands monthly: If rates are lower than your original loan, your monthly payment will potentially go down. You can save more every month just from a simple refinance. All of the closing costs are usually included in the new loan amount so you don't pay a dime!
REAL ESTATE INVESTORS
Investment property: Looking to buy a Single Family Rental home? We have the program for you.
Owner occupied: Offset your mortgage with great options of owner occupied Duplex, triplex or 4 plex purchases.
SELF EMPLOYED BORROWERS
Reliance Lending Northwest knows that being self-employed can be complex. We have worked with many self-employed borrowers to get accurate income from their tax returns and get them the best loan program possible.
Understanding your FICO Score: We know what is required for getting you that loan and securing your dream house. Reliance Lending of Kalispell can help you get positioned for the right loan.
FHA loans: We have programs available for borrowers who have a sub 580 FICO score
VA Loans: We can loan to borrowers starting at 580 FICO score