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LOAN SERVICES

FIRST TIME HOME BUYER

VA Loan: Qualified Veterans can be financed for 100% of the purchase price

FHA Loan: As little as 3.5% down payment with no income limit

USDA/Rural Development Loan: Up to 100% of the Purchase price *certain property and income restrictions do apply

Montana Board of Housing Loan: Minimal down payment *certain income restrictions do apply

COMPETITIVE RATE SHOPPERS

Always competitive Rates and Fees

Great Rates for Great borrowers.  As a Mortgage broker we are constantly shopping the wholesale market for aggressive rate pricing

Conventional loans for conventional borrowers

  REFINANCING

Put money in your hands today:  A cash-out refinance can give you a large amount of money to invest or use for vacations, college, home improvements, or anything else you've been dreaming of all your life. Use that equity for a better life!

Put money in your hands monthly:  If rates are lower than your original loan, your monthly payment will potentially go down.  You can save more every month just from a simple refinance.  All of the closing costs are usually included in the new loan amount so you don't pay a dime!

REAL ESTATE INVESTORS

Investment property:  Looking to buy a Single Family Rental home? We have the program for you.

Owner occupied: Offset your mortgage with great options of owner occupied Duplex, triplex or 4 plex purchases.

SELF EMPLOYED BORROWERS

Reliance Lending Northwest knows that being self-employed can be complex.  We have worked with many self-employed borrowers to get accurate income from their tax returns and get them the best loan program possible.

  CREDIT CHALLENGED

Understanding your FICO Score: We know what is required for getting you that loan and securing your dream house.  Reliance Lending of Kalispell can help you get positioned for the right loan.

FHA loans: We have programs available for borrowers who have a sub 580 FICO score

VA Loans: We can loan to borrowers starting at 580 FICO score

First Time Home Buyer
Competitive Rate Shoppers
Refinancing
Real Estate Investors
Self Employed
Credit Challenged
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